If you don't have a lot of money and you got a $5,000 deductible, well it works if you get hit by a bus. Your insurance will kick in. I hope you don't get hit by a bus and have to use it. But on the other hand what happens if you're sick you don't have a lot of money and you have a $5,000 deductible. You're gonna hesitate going to the doctor and you're gonna get sicker and you're probably going to end up in the emergency room and you end up in the hospital. Here's the point: There is one country in the industrialized world. Only one. That does not guarantee health care to all people as a right. That's the United States. That has gotta end.